Every financial decision, finally answered.
Retirement, a home down payment, a career change, a business — whatever decision you're weighing, MyRunway gives you the exact numbers to answer it with confidence instead of hope.
Use Cases
What are you deciding right now?
From retirement savings to starting a business, MyRunway gives you the numbers to make confident decisions.
Retirement Planning
Stop wondering if you'll have enough. See the exact age you can retire — and what you need to change if you're off track.
- •Know your retirement date, not just a guess
- •See if retiring at 55, 60, or 65 is viable
- •Model pension, investments, and savings together
- •Adjust inputs until the numbers work for you
Home Purchase Planning
Know the exact month your down payment is ready — and what happens to your wealth if you buy vs. keep renting.
- •See the precise date you can afford to buy
- •Compare buy vs. rent side by side
- •Model "what if I save more each month"
- •Know your mortgage impact before you commit
Education Funding
Know if you're saving enough — and when you need to start — so education costs don't blindside you.
- •See the gap between savings and real costs
- •Know exactly when to start and how much
- •Model student loans alongside other finances
- •Plan for one child or several at once
Emergency Fund Building
Replace the vague advice of "save 3–6 months" with a real target and a real timeline that fits your life.
- •See the exact month you hit your target
- •Know how many months of expenses you have covered
- •Model weekly or monthly contributions
- •Watch the timeline move as you adjust
Budget Tracking
Stop guessing where the money went. Track variable expenses with monthly budgets and know instantly if you're overspending.
- •Monthly budget limits for any category
- •Real-time spending with visual status indicators
- •Auto-reconcile with surplus or deficit rollover
- •See the impact on your long-term forecast
Global Multi-Currency
Earn in EUR, save in USD, invest in GBP? See your complete net worth in one number — always current, no manual converting.
- •Mix any of 165+ currencies freely
- •Live exchange rates updated every hour
- •Total net worth in your preferred currency
- •No more spreadsheet currency conversions
Couples & Family Planning
Stop planning from different spreadsheets. Share one scenario so you're both looking at the same numbers and making decisions together.
- •Share scenarios as editor or viewer
- •Both partners see the same forecast
- •No more "I thought you were tracking that"
- •Build shared goals with full transparency
Investment Tracking
Know whether your investments are actually on track — with compound growth, management fees, and tax modelled into the forecast.
- •See portfolio growth out to 30 years
- •Model compound interest and annual fees
- •Include capital gains tax in projections
- •Know if you need to invest more or less
Vacation Savings
Know exactly when you'll have enough — and how saving for a trip affects the rest of your financial picture.
- •See the month your savings goal is met
- •Model multiple trips at different timelines
- •See the trade-off with other goals
- •Adjust your timeline by changing contributions
Wedding Planning
See the full cost clearly before you commit — and know exactly how saving for your day affects your other goals.
- •Model total wedding costs in one place
- •See the timeline to afford it without debt
- •Understand the trade-off with other goals
- •Adjust the plan as costs become clearer
Startup & Freelance Planning
Stop guessing how long your savings will last. Know your exact runway before you quit your job or take the leap.
- •See how many months your savings sustain you
- •Model startup costs against personal expenses
- •Know your break-even point with real numbers
- •Adjust as the business picture becomes clearer
Business Growth Planning
Model the cost of expansion before you commit — so you know whether the numbers support the move or not.
- •See cash flow impact of growth decisions
- •Model hiring, expansion, and investment costs
- •Know your ROI timeline before spending
- •Compare growth scenarios side by side
From question to answer in minutes
A simple process to get clarity on any financial decision
Set Your Goals
Define your financial objectives and timeline for achieving them.
Input Your Data
Enter your income, expenses, savings, and investment information.
Create Scenarios
Model different scenarios to see how changes affect your financial future.
Track Progress
Monitor your progress and adjust your plan as your situation changes.
Stop guessing. Start knowing.
Free to start. No credit card. No spreadsheets. Just a clear view of exactly where your wealth is headed.