Personal Finance App
The personal finance app that shows you the future, not just the past
Budget tracker, financial forecasting tool, and scenario planner — combined in one free app. Track every euro, dollar, and pound. See your exact financial trajectory up to 30 years forward.
Everything in one personal finance app
Most apps do one thing well. MyRunway combines budget tracking, investment monitoring, and long-range financial forecasting so you never need to juggle multiple tools.
Long-Range Financial Forecasting
See your projected net worth, cash position, and savings goals month by month — up to 30 years forward. Accounts for compound interest, management fees, inflation, and pension growth.
Budget Tracking with Visual Indicators
Set monthly budgets for variable expenses (groceries, transport, entertainment) and track spending in real time. Visual progress bars show you exactly where you stand mid-month.
Multi-Currency Portfolio
Track every asset in its native currency — GBP savings, EUR investments, ILS pension, USD stocks. Live hourly exchange rates keep your total net worth current in any currency you choose.
Financial Scenario Planning
Build multiple versions of your financial future. Compare "buy a home vs. keep renting", "stay in current job vs. career change", or "retire at 55 vs. 62" side by side on the same chart.
Compound Interest & Fee Modelling
Every investment account accounts for annual management fees (deposit fees and yearly savings fees), compound interest, and capital gains — so your forecast reflects what you'll actually have, not an optimistic estimate.
Secure by Design
Field-level AES encryption for all sensitive data, two-factor authentication (TOTP), and a clear privacy promise: your financial data is never sold, shared, or used for advertising.
Budget tracking is just the beginning
Most budget apps only look backwards. MyRunway tells you where you're headed.
Typical budget trackers
- —Shows last month's spending
- —Tracks categories and limits
- —Alerts when you overspend
- —Single currency only
- —No investment tracking
- —No retirement modelling
- —No scenario comparison
MyRunway
- Shows where your finances will be in 10–30 years
- Tracks income, expenses, savings and investments
- Visual budget indicators with monthly limits
- 165+ currencies with live exchange rates
- Compound interest & management fee modelling
- Exact retirement date based on your numbers
- Side-by-side scenario comparison
Frequently asked questions
Is MyRunway free to use?
Yes. The free plan gives you 2 scenarios, unlimited financial items, a 3-year forecast, multi-currency support, and the ability to join shared scenarios — all at no cost. Premium adds 15-year forecasts and more scenarios. Pro adds 30-year forecasts and scenario sharing.
What makes MyRunway different from other budget trackers?
Most budget trackers only look backwards — they show you what you spent. MyRunway combines budget tracking with long-range financial forecasting (up to 30 years), compound interest modelling, management fee calculations, and scenario comparison. You can see not just what you spent last month, but exactly where your finances will be in 10 years if you continue on your current path.
Does MyRunway support multiple currencies?
Yes. Each financial item (bank account, investment, income, expense) can be tracked in its own currency. MyRunway supports 165+ currencies with live hourly exchange rates. Your total net worth is displayed in your chosen reference currency.
Can I use MyRunway for retirement planning?
Yes. You can model your pension contributions, investment growth, and expected retirement expenses to find the exact age when you can retire. The Pro plan's 30-year forecast horizon is ideal for retirement planning.
Is my financial data secure?
Yes. All sensitive financial data (amounts, rates, account names) is encrypted at the field level using AES-128 encryption (Fernet) before storage. Two-factor authentication (TOTP) is supported. Your data is never sold or shared.
Start your free financial forecast today
No credit card required. Free plan includes 2 scenarios, unlimited items, and a 3-year forecast.
Create free account