Stop guessing. See your future wealth.
Most people have no idea if they're on track. MyRunway changes that — model every scenario, in any currency, up to 30 years forward. No spreadsheets. No guessing.
What changes
Clarity on every decision that matters
Not just a tracker — a clear view of your future wealth, so every big decision comes with a real answer.
- 165+ Currencies
- Mix any of 165+ currencies freely — live hourly rates keep your complete wealth picture accurate, wherever you earn or save.
- Budget Tracking
- Know exactly where the money goes. Track variable expenses with monthly budgets and real-time spending updates.
- Scenario Sharing
- Plan together. Pro users share scenarios as editor or viewer so both partners see the same numbers.
- Secure & Private
- Field-level AES encryption, two-factor authentication (TOTP), and a clear promise: your data is never sold.
What you'll know
See your future wealth clearly — from your next goal to the next 30 years.
See your complete wealth picture across 165+ currencies — always current with live hourly rates
Know the exact month you'll hit any goal: a down payment, early retirement, or a year off
Model "what if" scenarios: buy vs. rent, save more, change careers — see the real impact in numbers
Track variable expenses with monthly budgets and real-time spending updates
Build a forecast up to 30 years ahead — including compound interest, pension growth, and tax modelling
Compare multiple scenarios side-by-side so the right choice becomes obvious
Set any recurrence: one-time, weekly, monthly, quarterly, yearly, or indefinite
Plan as a couple: share a scenario with a partner as editor or viewer (Pro)
Free & Premium users can join shared scenarios from a Pro collaborator
Export your data as CSV — your numbers are always yours
Two-factor authentication (TOTP) for enhanced account security
Field-level encryption keeps every sensitive number protected at rest
Free tier: 2 scenarios, unlimited items, 3-year forecast, scenario comparison
Premium tier: 5 scenarios, unlimited items, 15-year forecast
Pro tier: 10 scenarios, 30-year forecast, create & share scenarios with anyone
Upgrade based on how far ahead you need to see — not features you won't use
Start free and stay free if 2 scenarios and 3 years of clarity is all you need
Frequently Asked Questions
Everything you need to know before you start.
- What is MyRunway?
- MyRunway is a free personal finance planning and forecasting platform. It lets you track income, expenses, savings, and investments across 165+ currencies, model multiple financial scenarios, and visualize your financial future with long-range forecasting charts.
- Is MyRunway free to use?
- Yes. The free tier gives you unlimited financial items, up to 2 scenarios, a 3-year forecast, and the ability to join shared scenarios — all at no cost. Premium and Pro tiers extend your forecast horizon and add collaboration features.
- How does financial scenario planning work?
- A scenario is a complete snapshot of your finances — income, expenses, savings, and investments — under a specific set of assumptions. You can create multiple scenarios (e.g., "stay renting" vs "buy a home") and compare them side-by-side to see how each choice affects your long-term financial runway.
- What currencies does MyRunway support?
- MyRunway supports 165+ global currencies including USD, EUR, GBP, JPY, ILS, CNY, INR, AUD, CAD, CHF, and many more. Exchange rates are updated hourly so your portfolio value is always current.
- What is "financial runway" and why does it matter?
- Financial runway is how long your current savings and income can sustain your lifestyle before you run out of money. Knowing your runway helps you make smarter decisions about spending, saving, and investing — whether you're planning for retirement, a career change, or a major purchase.
- How does MyRunway protect my financial data?
- All sensitive financial data is encrypted at the field level using AES-128-CBC (Fernet) encryption before it is stored. You can also enable two-factor authentication (TOTP) for your account. MyRunway never sells your data.
- Can I track investments and retirement accounts?
- Yes. MyRunway supports savings, investment, and pension categories with compound interest, annual management fees, and capital gains tax modelling. You can forecast how your investment portfolio grows over up to 30 years.
- Can I share my financial plan with my partner?
- Pro users can share scenarios with anyone as editor or viewer. Free and Premium users can join shared scenarios created by a Pro user. This makes MyRunway ideal for couples and families planning finances together.
Stop guessing. Start knowing.
Free to start. No credit card. No spreadsheets. Just a clear view of exactly where your wealth is headed.